Roland C. Goss

Phone: (202) 230-5233 (202) 230-5233


Roland C. Goss focuses on the defense of class actions and other complex litigation and arbitration matters for insurance companies, reinsurance disputes, reinsurance contracting, and counseling. Rollie also handles the settlement of class action lawsuits and multistate regulatory matters. He has represented parties in the arbitration and litigation of reinsurance issues relating to life, property, and workers' compensation risks and disputes involving reinsurance brokers, U.S. risks, London Market risks, and Bermuda domiciled reinsurers. Rollie has counseled clients on reinsurance strategies and a range of reinsurance transactional issues, and he represented the ceding insurer to the largest fully collateralized reinsurance catastrophe bonds ever marketed.

Rollie created and served as blogmaster for many years of Reinsurance Focus, an award-winning blog focusing on reinsurance and arbitration matters. He has written and lectured extensively on reinsurance issues and on electronic discovery issues and arbitration. Rollie has long been active in and a regular provider of pro bono legal services for foster care and adoption matters.


  • Lead role in representing a major life insurance company in the preparation and trial of a major insurance market conduct class action lawsuit.
  •  Represented a major life insurance company in a 37-state collaborative market conduct examination of its deferred annuity business.
  • Obtained partial summary judgment of approximately $65 million for issuer of jumbo life insurance policies that had lapsed (2017).
  • Prevailed in a combination jury/bench trial of an annuity suitability case in Illinois State Court (2011-2016)
  • Mooney v. Allianz Life Insurance Co. (trial of major insurance sales practice class action)
  • Represented two state-owned catastrophe insurers in the placement of more than $6 billion of reinsurance for hurricane and other storm risks (2007-2017)
  • Represented the Federal Emergency Management Agency (FEMA) as ceding insurer from the National Flood Insurance Program in the initial all-flood catastrophe bond – FloodSmart (2018)
  • Represented the U.S. Federal Emergency Management Agency (FEMA) in the placement of reinsurance for the National Flood Insurance Program of more than $1 billion per year for the first two years of that reinsurance program (2016-2017)
  • Everglades Re catastrophe bonds (three issues totaling in excess of $2.5 billion) – representing the ceding insurer. One issue in the amount of $1.5 billion remains the largest catastrophe bond ever issued (2012-2017)
  • Multistate market conduct examination representing large life insurance and annuity company
  • John Hancock Life Insurance Co. v. American Reliable Insurance Co. (arbitration of personal accident risk reinsurance dispute)
  • First Allmerica Insurance v. Minnesota Life Insurance Co. (arbitrations - AAA arbitration of dispute over the price for a block of defined benefit plan contracts purchased by one insurance company from another)
  • Snell v. Allianz Life Insurance Company of North America, in U.S. District Court, District Minnesota (assisted in negotiation and responsible for administration of nationwide class settlement of "vanishing premium" life insurance case) (one of several class settlements)
  • Negotiation and documentation of reinsurance for various ceding insurers
  • Conner Bond Litigation (U.S. District Court and Bankruptcy Court for the Eastern District of North Carolina) (consolidation of approximately 28 cases resulting from the bankruptcy of a vertically integrated mobile home company that resulted in approximately $180 million of collateralized bonds being of questionable value, with two document depositories, several millions of pages of documents   produced and over 320 days of deposition testimony)
  • Adelstein v. Unicare Life & Health Insurance Company (U.S. District Court, Middle District of Florida) (defeated class certification and prevailed on summary judgment in medical recovery subrogation case, with both rulings affirmed on appeal)
  • Personal Accident reinsurance market (counseling and strategic planning with respect to disputes regarding reinsurance of personal accident and occupational accident risks through the London Market, which resulted in both arbitrations and litigation)
  • In re Pine Top Insurance Company (State of Illinois special liquidator) (recovery of substantial claim for insurance company in insolvency proceeding of another insurance company)
  • White v. CUNA Mutual (Florida state court, Palm Beach County) (insurance coverage - secured pre-emptive denial of class certification in disability claim/policy interpretation case)
  • Larson v. Union Security Life Insurance Company (Minnesota state court, Minneapolis) (insurance sales practices (non-class action), secured summary judgment for insurance company in case alleging that the company charged a premium in excess of the amount allowed by Minnesota law)
  • James Oliver and Linda Wells v. American Bankers Insurance Company (Circuit Court for Jefferson County, Mississippi) (jury trial of insurance sales practice dispute in a rural Mississippi state court, resulting in verdict for plaintiff in an amount of less than 1 percent of the amount sought, which was reversed entirely to become a defense verdict by the Mississippi Supreme Court)
  • “Dodd­Frank Act Update,” National Alliance of Life Companies, Spring Meeting, Southampton, Bermuda (April 2015)
  •  "Capital Market Reinsurance Instruments and Discussion on Implications and Differences in ILS and Cat Bonds," Reinsurance Regulation, American Conference Institute, New York (July 2014)
  • "Insurance-Linked Securities and Catastrophe Bonds Decoupling from Traditional Reinsurance," Insurance-Linked Securities, American Conference Institute, New York (July 2014)
  • "Litigation Forum: Legal and Regulatory Ethics," IRI Government, Legal & Regulatory Conference, Washington (July 2014)
  • "Life Insurance Litigation Update," Insured Retirement Institute Government, Legal & Regulatory Conference (June 2013)
  • "Latest Developments and Trends in Significant Annuity and Life Insurance Litigation," Insured Retirement Institute, Legal and Regulatory Conference (June 2012)
  • "Class Arbitration under the Federal Arbitration Act and EU and U.S. Solvency Initiatives," two panels at American Conference Institute, Reinsurance Disputes in Litigation and Arbitration (April 2012)
  • "A Twelve-Step Program for the Successful Settlement of Class Actions," Insured Retirement Institute, Government, Legal and Regulatory Conference (June 2011)
  • Pre-conference workshop, "Reinsurance Claims & Arbitration," American Conference Institute (September 2008)
  • "E-Discovery a Year Later: How the New Rules Affect Your Practice," American Bar Association (December 2007)


Recipient of the 2016 Laura Rinaldi Pro Bono Lawyer of the Year Award, District of Columbia Bar


Awards Methodology (


Bar Admissions

  • District of Columbia
  • Florida
  • Illinois


  • Northwestern University School of Law, J.D., 1978, cum laude, Order of the Coif
  • Michigan State University, B.A., 1975, high honors

Court Admissions

  • U.S. Court of Appeals, Second Circuit
  • U.S. Court of Appeals, Third Circuit
  • U.S. Court of Appeals, Fourth Circuit
  • U.S. Court of Appeals, Fifth Circuit
  • U.S. Court of Appeals, Eighth Circuit
  • U.S. Court of Appeals, Eleventh Circuit
  • U.S. District Court, Middle District of Florida
  • U.S. District Court, Southern District of Florida
  • Trial Bar, U.S. District Court, Southern District of Florida
  • U.S. District Court, Central District of Illinois
  • U.S. District Court, Eastern District of Wisconsin
  • U.S. Court of Federal Claims


  • Reinsurance and Arbitration (HarrisMartin), on reinsurance and arbitration issues, Regular Contributor
  • Insurance Litigation Reporter, West, Editorial Board and Contributor