The White Paper discusses how 401 (k) participants are faced with a serious risk: will their retirement account (coupled with Social Security and personal savings) provide them with adequate income to last through retirement? Fred and Bruce explain that one way to address this risk is to accumulate adequate retirement savings in the plan. To do that, 401(k) participants should have access to equity investments, which generally have higher returns than fixed income securities but are more volatile. The White Paper discusses how managed risk funds help mitigate the volatility risk without dampening the higher return potential of equities.
Read the white paper here.