Chicago partner Sarah Bassler Millar was quoted in the August issue of Benefits Selling Magazine on the subject of employer groups self-funding their health insurance policies. Shifts in the health care and insurance industries, and the ability to write plans that don't need to accommodate state insurance mandates, have now made self-funding an attractive option for a wider range of employers.

“One of the trends that we’re seeing is that more employers at the small-employer level are thinking seriously about self-funding,” Sarah said. For those employers, “self-funding would include stop-loss insurance—because the bottom line is, they’re looking to control costs, and depending on their employee population, the mix of their people and the industry that they’re operating in, they might be better off from a cost standpoint by self-insuring.”

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