Philadelphia counsel Jim Hoffman presented at the ACLI's 2010 Compliance and Legal Sections Annual Meeting on "Stranger-Originated Annuity Transactions: Migration of STOLI?" in Ft. Lauderdale, Florida on July 13-15, 2010.  Jim discussed the recent regulatory scrutiny and judicial activity defining STAT, including the Caramadre decision issued in June 2010, and provided practical approaches to address carriers' concerns about insurable interest, underwriting, incontestability, regulatory framework, and fraud.