We have more than two decades of experience representing life insurance carriers in misrepresentation, conditional receipt, policy lapse and other complicated coverage disputes. These cases often involve policies with high face amounts and allegations of bad faith and unfair claims and trade practices. For many carriers we are the “go-to” firm for pre-litigation analysis of complex claims.
We are nationally recognized leaders in advising on and litigating complex cases involving policy disputes arising from stranger-originated life insurance (STOLI) and other interrelated secondary market issues. We represent life insurers and broker general agencies in numerous receiverships and insolvencies related to the secondary market. We also counsel our clients, including life insurers, broker general agents, broker dealers, escrow agents and premium financing companies, on exposures stemming from viaticals, life settlements, non-recourse premium financing and STOLI transactions.
Life insurers rely on our depth of ERISA experience and engage us regularly to litigate claims arising under disability policies. We have also defended and successfully resolved dozens of producer disputes, suitability claims, agent defalcation claims and customer arbitrations. Our participation in the American Council of Life Insurers, the National Association of Insurance Commissioners and other trade groups, helps us track the latest litigation threats and the emerging trends that affect our life insurer clients.