Laura M. Zulick

Associate Philadelphia
laura.zulick dbr.com
Phone: (215) 988-1117
Fax: (215) 988-2757

About

Laura M. Zulick represents clients in insurance disputes in state and federal courts nationwide. As a member of the firm’s Insurance Practice Group, Laura regularly counsels life insurers in connection with underwriting issues, policy administration and death claims. She has assisted large life insurer clients to investigate and successfully challenge hundreds of millions of dollars in life insurance policies that were tainted by fraud or lacked an insurable interest at inception. She’s helped these clients retain millions of dollars in premium. Laura also has experience investigating suspect brokers, BGAs and their books of business.

Laura devotes a significant portion of her practice to representing long term care insurers in claims-related litigation. She counsels clients in LTC matters involving fraud, misstatement of age, medical misrepresentations, alternative care agreements, policy lapses and other coverage disputes. Laura currently serves as an officer of the Long Term Care International Forum and provides counsel to the industry on combating fraud.

Laura also represents insurers and insurer trade groups in unclaimed property related litigation and with respect to potential exposure arising out of unclaimed property audits. She also has experience representing annuity owners and issuers in connection with the transfer of structured settlement payment rights.

While in law school, Laura represented indigent clients in the Rutgers Civil Practice Clinic. She also interned at the Camden County Surrogate's Court and worked part-time as a law clerk in Drinker Biddle’s Insurance Practice Group. Prior to law school, Laura worked for three years as a trial team paralegal on pharmaceutical mass tort litigation matters. She was also part of a trial team that secured a favorable verdict for several employees in an employment discrimination matter.

Experience

  • Obtained summary judgment ruling in $11 million breach of contract action brought on behalf of workers’ compensation insurer; successfully pierced the corporate veil of defendant companies.
  • Pre-litigation resolution of a long-term care insurance dispute involving medical misrepresentations in the application.
  • Resolution of a long term care insurance dispute involving lapse and reinstatement issues.
  • Securing the denial of motions seeking to dismiss STOLI and/or misrepresentation claims by insurance companies.

Credentials

Bar Admissions

  • New Jersey
  • Pennsylvania

Education

  • Rutgers University School of Law - Camden, J.D., 2011, Rutgers Journal of Law and Public Policy
  • Pennsylvania State University, B.A., 2005

Court Admissions

  • U.S. District Court, Eastern District of Pennsylvania

Organizations

  • Long Term Care International Forum, Officer