Associate

Michael Rafalko is an associate in the firm’s Life Insurance and Annuities practice group. Michael joined Drinker Biddle in 2008 from Reed Smith, LLP, where he began his career as an associate in the Commercial Litigation group.

Michael’s practice focuses on a broad range of life insurance and annuities issues for national and international clients, with particular attention to issues involving the secondary market for life insurance, premium financing, fraud and stranger-originated life insurance. Michael’s practice is also focused on long-term care insurance. Michael has assisted carriers in resolving issues relating to suitability, premium rate increases, developing antifraud programs, HIPAA, regulatory compliance, and coverage issues. Michael is admitted to practice in the Pennsylvania Supreme Court, the Supreme Court of New Jersey and the United States District Court for the District of New Jersey.

In General. Michael received his bachelor's degree from Yale University in 2002 and his J.D. from the University of Pittsburgh School of Law in 2005. While at the University of Pittsburgh, Michael served as lead executive editor for the Journal of Law and Commerce, and interned with the Hon. Alan Bloch of the U.S. District Court for the Western District of Pennsylvania.

Personal. Michael enjoys skiing and is an active skydiver. He is a former All-American lacrosse player, and has coached at the collegiate level. Michael also plays a variety of instruments and enjoys musical performance.